Taco Nachos

Place ground beef in a large, deep skillet. Cook over medium high heat until evenly brown. Drain and mix in taco seasoning mix and water. Continue cooking 5 minutes. Remove from heat.

Place processed cheese and milk in a small, microwave safe bowl. Microwave on high until melted, 1 to 2 minutes. Stir until blended and smooth.

Place tortilla chips on a large, microwave safe dish. Spread with refried beans. Top with beef and cheese and mixtures.